DAMPAK KREDIT BERMASALAH PADA LIKUIDITAS DAN SOLVABILITAS PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BEI 2022-2024
DOI:
https://doi.org/10.25078/juwara.v1i2.5622Kata Kunci:
Kredit Bermasalah, Debt to Asset Ratio, Current RatioAbstrak
Penelitian ini berupaya untuk menunjukkan pengaruh dari risiko kredit terhadap likuiditas dan solvabilitas perusahaan perbankan. Penelitian ini mengadopsi pendekatan kuantitatif berbasis asosiatif dengan berupaya membuktikan hubungan risiko kredit bermasalah terhadap rasio likuiditas yang di proksikan dengan menggunakan pendekatan perhitungan current ratio serta rasio solvabilitas yang diproksikan dengan menggunakan pendekatan perhitungan debt to asset ratio. Hasilnya meninjukkan bahwa NPL berpengaruh positif signifikan terhadap CR yang artinya hipotesis H1 diterima, sedangkan NPL tidak berpengaruh signifikan terhadap DAR.
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